Two-thirds of Americans say saving is a top financial goal for 2025, and many of those goals include boosting income and paying down debt. You don’t need a full overhaul to make progress; small, steady actions create momentum and build real results over time. Start with clear goals and a simple budget so you know …
You’re choosing between two proven methods to pay down balances: one aims to cut interest by targeting the highest APR first, while the other builds momentum by clearing the smallest accounts first. Both approaches can be effective, and small differences in total payoff time often come down to how you order payments and apply a …